Every payment, accounted for.
Run your business with certainty. Harpoon verifies every Mobile Money payment the moment it lands — so you stop chasing receipts and start closing your books in minutes.
Know instantly.
Reconcile effortlessly.
The moment your customer pays, your books know. No manual checking. No "let me verify with my mobile money" interruptions. Every transaction, organised and ready for you.
No more
"did you pay me?"
The second money lands in your MoMo, it appears in your dashboard. Matched to the customer. Ready to fulfil. Your staff stop interrupting you. Your customers stop waiting. Your business just moves.
Payment verified
2 seconds ago
GHS 1,450.00
From Ama Serwaa • MTN MoMo
Revenue this month
GHS 94,820
+18% from last month
A dashboard that
closes your books.
Search any payment. Filter by day, customer, or amount. Export to your accountant in one click. See exactly what came in, what went out, and where your revenue is trending — without touching a spreadsheet.
All your MoMo lines.
One place.
Got an MTN for the shop, a Telecel for deliveries, and a personal line you use on weekends? Connect them all. See every payment from every number in a single unified view. No switching phones. No missed payments.
Shop front
024 555 0128
GHS 12,480
Deliveries
020 777 9942
GHS 4,210
Branch 2
026 333 1104
GHS 8,905
Built for businesses in Ghana.
Works with every Mobile Money network. No changes to your lines. No new numbers for customers to learn.



Start free.
Grow when you're ready.
Every account includes payment verification, transaction history, and a full dashboard. No credit card. No transaction fees. We never take a cut of your sales.
Questions, answered.
Do I need to change my MoMo number?
No. Harpoon works with the MoMo lines you already have. Your customers keep paying you the same way they always have — you just start seeing every payment instantly.
Can I connect more than one MoMo line?
Yes. Connect as many lines as you need — MTN, Telecel, AT. See everything from one dashboard. Perfect for businesses with multiple locations or branches.
Can I export my transactions for my accountant?
Yes. Export any date range to CSV or Excel in a click. Your accountant gets clean, organised data — no more copying numbers by hand at month-end.
What if a customer pays the wrong amount?
You know immediately. Overpayments and shortfalls are flagged the moment they happen, so you can sort it out with your customer while they're still in front of you.
Is my money safe?
Your money stays with your Mobile Money provider. Harpoon never holds, moves, or touches your funds — we only tell you the instant a payment arrives.