Your money, finally understood.

Every MoMo transaction, sorted on its own. See where your cedis go, what comes in, and what you can keep — without touching a spreadsheet.

No spreadsheets.
Just clarity.

You do not need another app that makes you type things in. You live on MoMo — so your money story is already being written. We just put it in plain language.

Every transaction,
in the right place.

Food, transport, bills, airtime, transfers — each one finds its bucket the instant it lands. No tagging. No tidying up later. Just open the app and see your month.

Instant sorting into meaningful categories
Move anything to a different bucket in one tap
Works across MTN, Telecel, and AT Money
Your personal view — only you see it

This month

GHS 2,550

vs last

-8%

Food
GHS 820
Transport
GHS 410
Bills
GHS 560
Airtime
GHS 180
Other
GHS 580

Six month view

GHS 3,180

avg saved

Nov
Dec
Jan
Feb
Mar
Apr
Income GHS 5,730 / mo
Spending GHS 2,550 / mo

Income in.
Spending out.

See the shape of your month at a glance. What came in, what went out, what you kept. Look back six months and spot the habits that move the needle.

Budgets that
actually work.

Set a gentle limit on anything you want — food, transport, going out. A small nudge arrives before you go over, not a week later when it is too late.

Food budget GHS 820 / 1,000

On track — 8 days left

Transport GHS 410 / 500

Slow down a bit

Eating out GHS 320 / 300

Just over — time to ease up

Private by design.
Just for you.

Your money story belongs to you. It is never sold, never shared, never shown to anyone else. Delete it all with one tap, any time you want.

Works with every network in Ghana

MTN MoMo Telecel Cash AT Money

Start free.
Upgrade if you love it.

Categorization, monthly insights, and a few budgets — free forever. No credit card. Take your time.

Questions, answered.

Is my data private?

Yes. Your transactions live in your account only. We never sell or share your data, and you can delete everything anytime.

Does it work with my network?

Yes. MTN MoMo, Telecel Cash, and AT Money — every major network in Ghana.

How are my transactions sorted into categories?

The moment a transaction lands, it is read and placed into the right bucket — food, transport, bills, airtime, and so on. You can always move one if it belongs somewhere else.

What if I run a small business on the side?

No problem. You can keep personal and business money separate inside the same account, and see them together or on their own.

Do I have to enter anything manually?

No. Nothing to type. Nothing to upload. Your transactions show up on their own.

See where
your cedis go.

Open your account in under a minute. No card, no catch.